63 ft+ of Prime Oneida Lake Waterfront on a 1.5 Acre Lot?! Rarely does a property like this come to market. This 4-bedroom, 3-bathroom home with garage loft apartment offers not only comfort and charm, but also incredible flexibility to grow with your needs. Throughout the home, original hickory floors complement the rich wood trim, French glass doors, and beautifully crafted oak pocket doors. Two formal front sitting rooms, a classic billiard room, an elegant dining room, an updated kitchen, and a sun-drenched sunroom on the first floor- offer versatile areas for first floor bedrooms or entertainment needs! Dual staircases provide access to the second level, where the primary suite awaits—featuring a private ensuite bath and the potential for a second-story terrace to take in breathtaking waterfront views. Three additional bedrooms share a full bathroom, with access to a walk-up attic offering endless possibilities for expansion. Outside, the remarkable 40x40 six-bay garage features 12 ft ceilings, (4) enlarged overhead doors and is fully equipped with electric, gas, water, and heat—perfect for year-round use. Above, a newly remodeled loft apartment boasts a full kitchen with stainless steel appliances, bedroom, bathroom with washer/dryer, and access to a private deck overlooking the lake- perfect for guests, extended family, or potential rental income. The property itself is a true sanctuary, featuring a private fenced-in area, fruit trees, garden, a pond with fish, and electricity extending to the water’s edge. A solid concrete seawall protects the 63 ft of owned shoreline, and with 50+ feet of private dock included, you’ll have the perfect spot to enjoy all that Oneida Lake has to offer. Billington Bay is rich in history and known for its sandy bottom, fishing opportunities and stunning sunsets! Experience waterfront living on NY’s Largest Lake!